My Pocket Pension
My Pocket Pension

For deferred members

You worked at Bridon. Your pension is still here.

See FAQ
  • SafeHeld in the SchemePreserved until you retire
  • YearlyRevaluationIn line with the Scheme rules
  • 24/7Online accessThrough My Pocket Pension

Have you told us who should receive your pension if you die? Keep your nomination up to date.

Add beneficiary

What this means

If you left Bridon before you started drawing your pension, the benefits you built up are held safely in the Scheme and continue to grow until you choose to retire.

Looked after

Your pension, looked after from the day you left to the day you retire.

  • Preserved in full

    "The pension you built up at Bridon is kept safe in the Scheme. Nothing is lost when you leave, and there is nothing you need to do to keep it."

  • Growing each year

    "Between leaving and your Normal Retirement Date, your deferred pension is revalued each year in line with the Scheme rules, helping it keep pace over time."

  • Yours to draw

    "When you reach retirement you can take an annual pension for life, usually with the option of a tax-free cash sum. Different rules apply if you retire early, late or through ill health."

Free for deferred members

Financial advice, on the Scheme.

As a deferred member you have access to the Hub — a financial guidance service set up for Bridon members and paid for by the Scheme, so it is free for you to use. Its advisers can talk you through your retirement options, how your deferred pension fits with your wider plans, and the decisions you may face as retirement comes into view. For many members it is the most valuable support the Scheme offers.

Explore the hub

Your pension, online

Your pension, in your pocket.

My Pocket Pension is your online home for your deferred benefits. Model your retirement income at different dates with the benefits modeller, keep your address and Expression of Wish nomination up to date, and find everything you need to understand the pension you built up at Bridon — from your phone or computer, whenever it suits you.

Access My Pocket Pension

You'll need your login and password when you get there.

Member managing their Bridon pension online, anytime

Tell us who should benefit.

If you die before taking your pension, the Scheme pays a cash sum. An Expression of Wish tells the Trustee who you'd like it to go to. Complete it now, and update it whenever your circumstances change.

Download the form

Common questions

Deferred member questions.

  • What is a deferred pension?

    A deferred pension is the pension you built up at Bridon but have not yet started drawing. It is held safely in the Scheme and revalued each year until you choose to retire. There is nothing you need to do to keep it.

  • What happens to my pension if I die before retiring?

    If you die before you retire, the Scheme pays a cash sum, and a pension may be payable to your spouse or dependants. Completing an Expression of Wish helps the Trustee decide who should receive the cash sum.

  • How do I keep my details up to date?

    Log in to My Pocket Pension to update your address and contact details at any time. If you would rather not do this online, the helpdesk can update your records for you.

  • When can I start taking my pension?

    Your Normal Retirement Date is set out in the Scheme rules. You can usually choose to retire earlier or later, though different rules and adjustments apply if you do. You can model different retirement dates in My Pocket Pension.